In crisis?Call 911 in an emergency · Call or text 988 · SAMHSA Helpline 1-800-662-4357

Insurance & cost · Free, confidential, no commitment

Verify Your Insurance for Rehab

The check is free and does not commit you to anything. With your written permission we contact your insurer, review what your plan covers out of network, and call you back with an estimate of what you would pay before you decide a thing.

  • Handled confidentially, by our admissions team
  • No commitment to enroll
  • Out-of-network benefits with most major plans
  • A cost estimate before you decide

Calls answered Mon–Fri, 9 a.m.–5 p.m. · After hours, send the form and we call back the next business morning

Request a verification

Tell us about your plan

This field is for validation purposes and should be left unchanged.

This form is not monitored around the clock and is not for emergencies or detailed medical information. In an emergency call 911. In a crisis, call or text 988.

Network status Out-of-network, all plans We bill your plan’s out-of-network benefits
What you get back A written cost estimate Coverage, exclusions and your likely out-of-pocket
Self-pay Cash, check or wire Good Faith Estimate in writing, no payment plans
Not accepted Medicaid and Medicare Including NJ FamilyCare and Medicare Advantage
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Send your plan details

Use the form or call. We need the insurer’s name and the type of coverage. Have your card handy if you can, but it is not required to start.

02 / 03

We contact your insurer

With your written permission, our admissions team checks your out-of-network behavioral health benefits: what is covered, what is excluded, your deductible, coinsurance and out-of-pocket maximum.

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You get an estimate, then you decide

We call back with the actual numbers for partial care, IOP or outpatient, including what your plan will not cover. A benefits check is an estimate, not a guarantee of payment, and enrolling stays your decision.

Plan not listed, or no guide yet for yours? Send the form anyway. We check with any commercial insurer, and if your plan does not cover care here we will say so and point you to ReachNJ or the SAMHSA helpline.

Paying without insurance, and Good Faith Estimates

If you are uninsured, or you would rather not use your insurance, you can pay for treatment yourself. Self-pay rates apply to all three levels of care and are paid by cash, check or wire transfer. We do not offer payment plans or financing, so we tell you the full figure up front, in writing, before your first day.

Your right to a Good Faith Estimate

Paying for treatment yourself? If you do not have insurance or choose not to use it, federal law gives you the right to a Good Faith Estimate of expected charges, in writing. Ask us for one at any time and we will give it to you within three business days. If you schedule at least three business days ahead, you will get one without asking. Keep it: if your bill comes in at least $400 above the estimate, you may be able to dispute it, and you must start the dispute within 120 days of getting the bill. Learn more at cms.gov or call 1-800-985-3059.

Medicaid, NJ FamilyCare and Medicare

We do not accept Medicaid, NJ FamilyCare or Medicare, including Medicare Advantage plans. If that is your coverage, you still deserve a straight answer about where to go: ReachNJ at 1-844-732-2465 is New Jersey’s free, 24-hour addiction helpline, and the SAMHSA National Helpline at 1-800-662-4357 can refer you to state-funded programs near you.

Why we are out of network. Staying out of network lets us keep groups small and treatment plans clinical rather than built around authorization rules. The trade-off is that your share of the cost depends on your plan’s out-of-network benefits, which is exactly why we verify them before you commit.

Client reviews

Hear from clients who chose treatment close to home

Google rating
5.0
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“I couldn’t have had a better experience with the staff that run this place! If you’re looking for somewhere to really feel welcomed and be given an opportunity to start your life over I would start with this place.”
Dariann Smith
“This place gave me so much!!! Family and gave me my life back. I leaned so much from groups. Everyone made it so so comfortable and would highly recommend to anyone that needs help.”
Mike Ward
“I’ve got to witness the amount of CARE, dedication, and hard work that goes into creating a program that can truly help and heal. South Jersey recovery centers was built from the heart and shines through into the program.”
Brittany Kovalevich
Lobby and group room at South Jersey Recovery Program

Ready when you are

Not sure what your plan covers? Call and we check most plans while you are on the line.

FAQ

Common questions about insurance and cost

What verifying commits you to, what treatment costs, and what to do if your plan is not listed.

No. A benefits check tells you what your plan would cover and what you would owe. Enrolling is a separate decision, and it is yours.

Call Today Verify Insurance